If you will look at a social security card template, it has your social security number in it. The social security number is a unique nine-digit number that is only given to a US citizen and someone who is allowed to work in the US legally.
What you have to remember is that the social security card is so important that it is even considered by many as the national ID in the US even if there is really no official national ID for the United States. What your social security number does is to record your lifetime of earnings. It helps the government in order to assess the benefits that you are about to receive, not to mention the tax that you are supposed to pay.
Now, a lot of people had their social security card stolen. Losing your social security card goes beyond just getting a new one. In fact, it is imperative that you also be aware whether or not your security is compromised. One of the most common problems that you will encounter if someone uses your social security number is that you might notice charges that you didn’t make in your bank account.
It is also a possibility that you will notice problems such as your credit rating being unusual. There could also be a loan that you never made. And another thing is that you might have a problem with the IRS. It is a common trend wherein those that steal people’s identity tends to use the social security number in order to get away from tax responsibilities. This means that you end up paying for an additional income that reflects in your social security number.
If you are dealing with this kind of problem, it is best to report it to the authorities. Be sure that you also develop a plan of action in order to stop the crime from happening. Also, make sure that you check the credit rating. Make sure to contact Experian, TransUnion, and Equifax in order to have an idea if it is already affecting your credit rating.
In addition to this, you need to make sure that you call the IRS and tell them that someone stole your social security number.
Next, you also want to reconsider if you still want to pursue dealing with the identity theft or you just want to have a new one. If you wish to have a new social security number, be sure that you know exactly what to expect. You may no longer need to deal with the problems associated with the original socials security number. However, you will have to rebuild your credit rating from scratch all over again.
For a lot of people, it can be stressful especially if they are already about to retire. For some, it is a practical move especially if identity theft happened early in life.
As rule of thumb, be sure that you always protect the social security number. Never show the social security card even to your friends and other relatives.